Oferta pracy

Credit Risk Analyst - Financial Institutions (Analityk Ryzyka Kredytowego)

Mastercard Europe S.A. o. w PolsceAbout the company

Mastercard Europe S.A. o. w Polsce

Józefa Piusa Dziekońskiego 1


Your responsibilities

  • The primary responsibility is to support the CRM team to ensure customer risk is appropriately assessed, managed and mitigated in accordance with Mastercard’s policies & procedures and risk appetite framework. This includes, but is not limited to:

  • Leveraging data points and analysis to be provided by the junior analysts, complete the preparation of commercial underwriting documents including review of customer’s financial statements & ownership structure to prepare underwriting documents (presentations, memos) for further review by our global team of risk managers;

  • Perform the legwork on customer terminations (ensure internal checks are performed before collateral is eventually released) before handing over to risk managers;

  • Coordinate credit rating agencies enquiries;

  • CRMS (Customer Risk Management System) Testing;

  • Help prepare external and internal CRM-related reporting (SEC filing, audit committee, ad hoc reporting);

  • Support cross-functional initiatives to deliver on risk goals, policies and procedures requiring credit risk data analytics inputs;

  • Participate in various process improvement initiatives and best practices sharing;

  • Ad hoc analytics, interface with treasury advanced data analysts to seek automation when requests become recurrent

Our requirements

  • At least a graduate degree in business, economic, econometric or equivalent with working experience

  • Proven Experience in credit risk assessment and financial statements analysis; experience in / knowledge of the banking sector are a strong plus;

  • Accuracy, self-drive, accountability and sense of urgency;

  • Outstanding written and verbal English communication skills;

  • Advanced Excel, Word and PowerPoint user;

  • Positive attitude, strong work-ethic and good sense of humor

  • Benefits

  • private medical care

  • sharing the costs of professional training & courses

  • life insurance

  • retirement pension plan

  • charity initiatives

  • travel insurance

Our Purpose

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation and delivers better business results.


The primary responsibility of the Analyst is to provide support to the risk managers and senior management to help manage Mastercard’s Customer Risk Management function in the region. The role also involves partnering with our Corporate Treasury central team and Settlement Operations teams to assist with any CRM data validation or CRM system testing.

Mastercard has approximately $48B in credit exposure to financial institutions and other counterparties worldwide, placing the CRM role as a key part of its evolving and quickly growing business model. The magnitude and strategic nature of this exposure necessitates periodic engagement with senior management, Mastercard’s sales, franchise, and product organizations as well as our customers (issuers, acquirers, etc.). This provides great opportunities to learn and grow your career within Mastercard.

Due to COVID-19, most of our employees are working from home. We’ve implemented a virtual hiring process and continue to interview candidates by phone or video and are onboarding new hires remotely. We value the safety of each member of our community because we know we’re all in this together.

Mastercard is an inclusive Equal Employment Opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.​

If you require accommodations or assistance to complete the online application process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.