Citi Handlowy

Credit Risk Senior Analyst

Citi HandlowyO firmie

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Citi Handlowy

plac Wolności 4

Poznań

Citi Handlowy is a bank which combines the experience and the best traditions of the Polish banking with a modern model of finance.

Citi Handlowy is one of the strongest local banking institution and an integral part of Citi - a leading financial services company, having approximately 200 million customer accounts and operating in more than 160 countries and jurisdictions.

Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.
Credit Risk Senior Analyst
Miejsce pracy: Poznań
20187330

Credit Analyst is an expert position in Credit Lending Management Department in ICG & CCB Risk Unit. Key role of the Credit Analyst is managing credit risk of portfolio of Commercial Bank Clients i.e. companies with the yearly turnover of PLN 40 – 4,000MM, in particular, managing its quality through identifying potential risks and weaknesses and taking adequate actions to mitigate them, with the ultimate aim to support delivery of Commercial Bank goals of high quality and profitability portfolio growth. 

Responsibilities:

  • Actively managing of credit risk of portfolio of commercial clients, ensuring its high quality and adequate classification, cooperating with Business Partners in that stance
  • Supporting Business Partners in their acquisition activities, by providing analysis of financial standing and credit worthiness of potential clients
  • Financial analysis of clients and their investments projects, recommending strategy for credit part of the relationship, as well as credit limits and their structure
  • Preparing of all documents necessary to make a credit decision;
  • Making credit decisions within individual credit discretions and limits
  • Ongoing monitoring of financial situation of the clients, incl. analysis and trends in his industry, external and internal early warning signals, as well as taking actions adequate to identified risks
  • Initiating and recommending changes to credit process and regulation in order to increase effectiveness of the credit process
  • Daily cooperating with external and internal partners in order to ensure optimal credit service for customers

Qualifications:

  • Minimum of 5 years of experience in financial sector, incl. analysis of mid-corporates
  • Experience in making credit decisions or in presenting and recommending transactions to higher discretions level
  • Very good knowledge of regulations impacting credit process and credit analysis
  • Very good knowledge of Accounting regulations (UoR/MSR/MSSF), ALM and Fraud regulations
  • Analytical thinking, ability to draw conclusions and present sound and independent judgement
  • Very good communication skills, ability to cooperate with different internal and external partners
  • Effective time and tasks management, ability to set priorities and work under time pressure
  • Excellent knowledge of IT tools used at work (MS Office, data base)
  • Very good English and Polish knowledge

As an employer we offer:

  • Professional development experience through work in one of the top international banking institutions
  • Work in a team expert openly sharing their knowledge
  • Participation in challenging projects
  • Rich social package (such as: medical care, fitness card, life insurance, pension plan)

The role of Credit Risk Senior Analyst is located at Bank Handlowy S.A. in Warsaw:

https://www.citi.com/Careers/policies/pdf/BankHandlowyPolandPrivacyNotice.pdf

Uprzejmie informujemy, że skontaktujemy się tylko z wybranymi osobami.

Znaki Citi oraz Citi Handlowy stanowią zarejestrowane znaki towarowe Citigroup Inc., używane na podstawie licencji.
Spółce Citigroup Inc. oraz jej spółkom zależnym przysługują również prawa do niektórych innych znaków towarowych tu użytych.

www.citihandlowy.pl
Bank Handlowy w Warszawie S.A.
Credit Risk Senior AnalystNumer ref.: 20187330

Credit Analyst is an expert position in Credit Lending Management Department in ICG & CCB Risk Unit. Key role of the Credit Analyst is managing credit risk of portfolio of Commercial Bank Clients i.e. companies with the yearly turnover of PLN 40 – 4,000MM, in particular, managing its quality through identifying potential risks and weaknesses and taking adequate actions to mitigate them, with the ultimate aim to support delivery of Commercial Bank goals of high quality and profitability portfolio growth. 

Responsibilities:

  • Actively managing of credit risk of portfolio of commercial clients, ensuring its high quality and adequate classification, cooperating with Business Partners in that stance
  • Supporting Business Partners in their acquisition activities, by providing analysis of financial standing and credit worthiness of potential clients
  • Financial analysis of clients and their investments projects, recommending strategy for credit part of the relationship, as well as credit limits and their structure
  • Preparing of all documents necessary to make a credit decision;
  • Making credit decisions within individual credit discretions and limits
  • Ongoing monitoring of financial situation of the clients, incl. analysis and trends in his industry, external and internal early warning signals, as well as taking actions adequate to identified risks
  • Initiating and recommending changes to credit process and regulation in order to increase effectiveness of the credit process
  • Daily cooperating with external and internal partners in order to ensure optimal credit service for customers

Qualifications:

  • Minimum of 5 years of experience in financial sector, incl. analysis of mid-corporates
  • Experience in making credit decisions or in presenting and recommending transactions to higher discretions level
  • Very good knowledge of regulations impacting credit process and credit analysis
  • Very good knowledge of Accounting regulations (UoR/MSR/MSSF), ALM and Fraud regulations
  • Analytical thinking, ability to draw conclusions and present sound and independent judgement
  • Very good communication skills, ability to cooperate with different internal and external partners
  • Effective time and tasks management, ability to set priorities and work under time pressure
  • Excellent knowledge of IT tools used at work (MS Office, data base)
  • Very good English and Polish knowledge

As an employer we offer:

  • Professional development experience through work in one of the top international banking institutions
  • Work in a team expert openly sharing their knowledge
  • Participation in challenging projects
  • Rich social package (such as: medical care, fitness card, life insurance, pension plan)

The role of Credit Risk Senior Analyst is located at Bank Handlowy S.A. in Warsaw:

https://www.citi.com/Careers/policies/pdf/BankHandlowyPolandPrivacyNotice.pdf

Program jest realizowany w miastach:

Bełchatów, Białystok, Bielsko-Biała, Bydgoszcz, Bytom, Chełm, Chorzów, Częstochowa, Dąbrowa Górnicza, Elbląg, Ełk, Gdańsk, Gdynia, Gliwice, Głogów, Gorzów Wielkopolski, Jelenia Góra, Kalisz, Katowice, Kielce, Konin, Koszalin, Kraków, Kutno, Legnica, Leszno, Lublin, Łomża, Łódź, Mielec, Nowy Sącz, Oborniki Wielkopolskie, Olsztyn, Opole, Ostrów Wielkopolski, Pabianice, Piekary Śląskie, Piła, Piotrków Trybunalski, Płock, Poznań, Puławy, Radom, Ruda Śląska, Rybnik, Rzeszów, Siedlce, Siemianowice Śląskie, Sieradz, Skarżysko Kamienna, Sosnowiec, Stalowa Wola, Stargard Szczeciński, Szczecin, Świdnica, Tarnowo Podgórne, Tarnowskie Góry, Tarnów, Tomaszów Mazowiecki, Toruń, Tychy, Wałbrzych, Warszawa, Włocławek, Wrocław, Zabrze, Zamość, Zielona Góra, Żory.

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