sharing the costs of sports activities
Credit Risk Senior Analyst (WPB)
HSBC Service Delivery (Polska) Sp. z o.o.
- Kapelanka 42a, Dębniki, KrakówKraków, Lesser Poland
- offer expired 3 months ago
- contract of employment
- senior specialist (Senior)
- home office work, hybrid work
- remote recruitment
- запрошуємо працівників з України
Carry out assessment of various financial instruments offered as Lombard collateral
Ensure the collateral is assessed in line with the methodology covering all relevant risk factors
Build strong understanding of the lending framework and share the knowledge with stakeholders
Support / lead initiatives to enhance the existing methodology
Ensure the Credit Policy is correctly implemented in local systems with appropriate controls in place
Undertake credit-related periodic reports in a timely and accurate manner
Perform analysis on the drivers of changes in credit exposure / collateral and provide insight into the main risks within the wealth book
Ensure that the appropriate level of monitoring and control is undertaken when analysing credit data
Handle and analyse large datasets. Reconcile and consolidate returns for global reports
Improve existing and develop new reporting tools
Analysis and reporting on financial products held as Lombard collateral in Wealth portfolios
Monitor concentration and various exposures in the book
Review market movements and analyse the potential impact
Perform volatility, simulation and stress testing analysis for new and existing credit facilities
Ensure that existing risk factors remains conservative enough given changes in the market conditions
Provide adequate analysis on Lombard portfolios
Proactive attitude to improve quality of analysis
University graduate in finance, mathematics, computer science or any other quantitative related degrees
Preferably international financial/risk accreditation e.g. CFA, FRM, PRM
2+ years of relevant experience in banking e.g. Risk, Product Control, Front Office, Middle Office
Good understanding of various financial instruments and/or risk management measures
Very good MS Excel skills (technical formulas, Pivot, VBA) is a must, Access is an advantage
Strong presentation and interpersonal skills
Self-starter with ability to think out of the box and challenge the status quo
Very good skills in English, French would be a plus
Administrative efficiency and excellent time management
Excellent attention to detail and a disciplined approach
Ability to handle multiple concurrent tasks and projects and work under pressure
Strong team player with very good communicational skills
What we offer
Long-term job in one of the largest banking and financial services organization in the world
Interesting path of career in an international organization
Language / Studies Reimbursement Scheme
An environment where you will be given space to take ownership and accountability for your work
A Team of professionals that will help you develop & succeed
Employees’ benefits: private medical and dental health care, Multisport Card, life insurance
private medical care
sharing the costs of foreign language classes
sharing the costs of professional training & courses
remote work opportunities
flexible working time
corporate sports team
doctor’s duty hours in the office
retirement pension plan
no dress code
video games at work
coffee / tea
parking space for employees
extra social benefits
employee referral program
opportunity to obtain permits and licenses
Welcome to HSBC!
About the role
The role resides under the Risk function of the Wealth & Personal Banking (WPB).
The Credit Risk Portfolio Management team is responsible for collateral assessment and production of reporting, analytics and management information covering the Wealth & Personal Banking lending activity. The team stakeholders are mainly local regulators, Board of Directors, Finance and the Risk function.
The team also plays an important role in the implementation of new lending framework and other internal project affecting the activity of WPB.
Credit Risk Senior Analyst is able to analyze large data sets in an efficient way, providing relevant information to the managements about trends and drivers in the lending activity. In addition, the person is able to assess the collateral eligibility within the existing methodology. A strong team member, he will have to handle multiple concurrent tasks, communicate effectively and be attentive to detail.
HSBC Service Delivery (Polska) Sp. z o.o.
HSBC is one of the world’s largest banking and financial services organisations. Our global businesses serve more than 40 million customers worldwide through a network that covers 64 countries and territories.
HSBC Service Delivery (Polska) Sp. z o.o. is HSBC's global finance, operations, risk and technology centre. We use our unique expertise and capabilities to provide specialised services – our people range from technologists transforming the banking experience to operations professionals managing 1.7 trillion payments a year.
Our Purpose – Opening up a world of opportunity – explains why we exist. We are bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.