Oferta pracy

Junior Credit Risk Analyst – Digital

IPF DigitalO firmie

IPF Digital

Aleje Jerozolimskie 136


IPF Polska Sp. z. o.o. is a part of IPF Digital Group which belongs to International Personal Finance listed on London Stock Exchange (IPF.L). IPF has a rich history dating back to 1880 and now, company is a home credit and online lending leader in Central Europe, Mexico, Finland, Baltic countries and Australia.

This role will be based in Warsaw as part of the IPF Digital Hub team providing credit risk services and expertise across all IPF Digital markets.
Junior Credit Risk Analyst – DigitalNumer ref.: Location: Warsaw

In our team you will be responsible for:

  • Providing analytical support as required on an ad hoc basis,
  • Presenting reports and analysis on the loan process, portfolio, monitoring of initiatives, optimization of the offer strategy, taking every opportunity to make recommendations to improve business performance,
  • Maintaining and ensuring effective reporting, being open to challenge and feedback
  • Caring about the business; monitoring and reviewing processes and policies to protect the organization from unexpected credit risk losses,
  • Getting stuck into the details, noticing key trends and patterns across the risk landscape and quickly acting upon them, getting a real buzz from recommending and implementing new strategies and approaches to further support customer growth,
  • Testing and learning approaches towards credit processes and activities, being quick to tighten, relax or challenge credit and arrears management controls where they are not in support of the business strategy
  • Support in the area of methodology for building scoring models based on data and preparing recommendations
  • Monitoring of scoring models by analysing the stability of variables distribution and checking the quality of the model over time
  • Analyse large amounts of data using Excel, SQL, Python

 What do we need from you:

  • Educated to degree level in Finance with a passion for numbers and analytics
  • Experience working within a credit risk area with knowledge of analytics, credit systems and processes
  • Ability to interpret complex performance data
  • Spot issues and opportunities and act upon them quickly
  • Creativity and an aptitude for problem solving
  • Ability to work with minimal supervision
  • Advanced PC skills (MS office), particularly in Excel
  • Excellent written, verbal and spoken English (essential)
  • Ability to present complicated information and analysis in a non-technical manner
  • Highly organised, methodical and meticulous.
  • Organised and task-oriented approach
  • Accurate and focused on details
  • Able to obtain information and communicate effectively with others
  • Sense of humor! :) 

We offer:

  • Full-time employment contract in quickly developing company
  • Comfortable office located in convenient place
  • Private healthcare
  • All tools necessary to be productive
  • Ability to implement your ideas in truly global environment
  • Fantastic, creative work atmosphere in highly professional team :)
Send your CV, surprise us positively on the interview and join us!

Start your work in IPF Digital as:

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