Oferta pracy

Retail Credit Risk Analyst


  • Warszawa

    Warszawa, Masovian
  • offer expired 19 hours ago
  • contract of employment, B2B contract
  • full-time
  • specialist (Mid / Regular)
  • full office work, hybrid work
  • remote recruitment

Your responsibilities

  • Prepare credit analysis of individual clients in granting and monitoring processes

  • Analyze financial standing, financial ratios and payment capacity of credit clients

  • Prepare qualitative risk analysis; payment credibility, credit worthiness

  • Cooperate with advisors with respect to credit applications processing

  • Provide support in setting credit policy rules

  • Test and develop credit processes

  • Provide recommendations of credit structure, decisions and covenants

  • Regularly review credit clients portfolios

Our requirements

  • You have at least 3 years of experience in credit risk analysis of individual clients or credit risk policies in a bank or a financial institution

  • You can easily read and understand financial statements, you are able to analyze them and draw conclusions

  • You have practical knowledge of regulatory requirements in risk area and banking law

  • You feel at ease using SQL queries

  • You are fluent in English, additional German language would be a plus!

What we offer

  • Experience in a fast-growing international start-up

  • Working hand in hand with the Cofounders. A great chance to receive mentoring, especially if you wish to run your own start-up in the future

  • You will feel the direct impact of your work on the company’s growth

  • Awesome people to work with

  • The excitement of working on something new and big

  • Work in modern organization structure that is driven by culture of technology enthusiasm, team spirit, respect and integrity on all levels of organization

  • Attractive remuneration (base salary and bonus) based on your experience and skills

  • A safe and modern workplace with spacious kitchen/chillout area in the city center

  • Macbook

  • Private medical care (VIP package)

  • Benefits

  • private medical care

  • sharing the costs of professional training & courses

  • remote work opportunities

  • integration events

  • no dress code

  • leisure zone

  • charity initiatives


We are AION - a new digital bank on the European Market. We are the first European financial institution fully built on Cloud. We aim to become the digitally native bank that will create the best offering for its clients by introducing innovative and fair solutions revolutionizing the way that clients interact with their bank.

Our bank has a license of the National Bank of Belgium and the European Central Bank. We offer our retail and business customers a wide variety of financial products and services. In order to find out more, check out our website: www.aion.be

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Now, for our Operational HQ in Warsaw, we are looking for an experienced Retail Credit Risk Analyst.